FR44 Insurance

What is an FR-44 form also called FR44 Insurance?  Why do I need it?

An FR-44 form is a financial responsibility filing required by the Florida and Virginia Departments of Motor Vehicles. The FR-44 form is not insurance in itself, rather it is a filing indicating that you are in compliance with the law after a DUI or driving with a suspended license conviction.

In order to obtain an FR-44, your policy must meet certain criteria:

•    You must carry a minimum of $100,000 per person for bodily injury coverage and $300,000 per accident for bodily injury coverage
•    You must carry a minimum of $50,000 for property damage coverage

These limits are much, much higher than the state required minimum limits of $10,000/$20,000/$10,000 for the state of Florida. 

As a result, this means the premium will be higher as well.
In addition:

•    Your premium must be paid in full for the entire policy term
•    Your premium is non-refundable for any reason

Other facts to note about FR-44 certification:

•    You must have your FR-44 for at least 3 years from the date of suspension
•    If your case number begins with a 2 or a 4, an FR-44 is required
•    You are required to have an FR-44 certificate on file with the DMV, even if you do not own a vehicle
•    The FR44 is in addition to the usual penalties that you must pay for like fines, license suspension, and jail time

We can provide FR-44 forms for your FR-44 Insurance and file them electronically with the Florida DMV. 

Let us take the hassle out of filing your FR-44 forms!

For a FR-44 Insurance quote with an FR-44 filing, click here

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